FHSA & RRSP Refund by Province (2026)
Estimated refund and marginal rate on $85,000 of taxable income with $8,000 contributed, by province and territory.
| Province or territory | Estimated refund | Marginal rate |
|---|---|---|
| British Columbia | $2,256.00 | 28.20% |
| Alberta | $2,440.00 | 30.50% |
| Saskatchewan | $2,640.00 | 33.00% |
| Manitoba | $2,660.00 | 33.25% |
| Ontario | $2,372.00 | 29.65% |
| Quebec | $2,889.40 | 36.12% |
| New Brunswick | $2,760.00 | 34.50% |
| Nova Scotia | $2,973.60 | 37.17% |
| Prince Edward Island | $2,968.00 | 37.10% |
| Newfoundland and Labrador | $2,800.00 | 35.00% |
| Yukon | $2,360.00 | 29.50% |
| Northwest Territories | $2,328.00 | 29.10% |
| Nunavut | $2,200.00 | 27.50% |
Federal brackets · Source: www.canada.ca · As of: Oct 2026 Estimate