New Brunswick FHSA & RRSP Tax Refund Calculator 2026
In New Brunswick, an $8,000 contribution gives a refund of about $2,760.00 on $70,000 of income and about $2,760.00 on $100,000 (estimate).
Estimated result Estimate
Estimated refund$2,760.00
- Refund rate
- 34.50%
- Net cost after refund
- $5,240.00
- Combined marginal rate
- 34.50%
- Deduction used
- $8,000.00
- Tax before contribution
- $19,525.99
- Tax after contribution
- $16,765.99
- Federal tax before contribution
- $11,317.73
- Provincial or territorial tax before contribution
- $8,208.27
- Contribution above income (no tax effect)
- $0.00
Limit checks
Estimate for information only, not tax or investment advice. Based on 2026 tax rates. Excludes the Ontario Health Premium, CPP/EI and other credits.
Federal brackets · Source: www.canada.ca · As of: Oct 2026 Estimate
Provincial or territorial brackets · Source: www.canada.ca · As of: Oct 2026 Estimate
Basic personal amount · Source: www.canada.ca · As of: Oct 2026 Estimate
Tax rates by income
| Taxable income | Marginal rate | Average rate |
|---|---|---|
| $30,000 | 23.40% | 11.44% |
| $50,000 | 23.40% | 16.22% |
| $70,000 | 34.50% | 20.50% |
| $85,000 | 34.50% | 22.97% |
| $100,000 | 34.50% | 24.70% |
| $120,000 | 42.00% | 26.73% |
| $150,000 | 42.00% | 29.78% |
| $200,000 | 48.79% | 33.25% |
| $250,000 | 48.79% | 36.36% |
Tax brackets
| Income bracket | Rate |
|---|---|
| Up to $52,333 | 9.40% |
| $52,333 to $104,666 | 14.00% |
| $104,666 to $193,861 | 16.00% |
| Over $193,861 | 19.50% |
Source: www.canada.ca · As of: Oct 2026 Estimate
| Income bracket | Rate |
|---|---|
| Up to $58,523 | 14.00% |
| $58,523 to $117,045 | 20.50% |
| $117,045 to $181,440 | 26.00% |
| $181,440 to $258,482 | 29.00% |
| Over $258,482 | 33.00% |
Source: www.canada.ca · As of: Oct 2026 Estimate
Provincial or territorial brackets · Source: www.canada.ca · As of: Oct 2026 Estimate