Alberta FHSA & RRSP Tax Refund Calculator 2026
In Alberta, an $8,000 contribution gives a refund of about $2,440.00 on $70,000 of income and about $2,440.00 on $100,000 (estimate).
Estimated result Estimate
Estimated refund$2,440.00
- Refund rate
- 30.50%
- Net cost after refund
- $5,560.00
- Combined marginal rate
- 30.50%
- Deduction used
- $8,000.00
- Tax before contribution
- $16,772.21
- Tax after contribution
- $14,332.21
- Federal tax before contribution
- $11,317.73
- Provincial or territorial tax before contribution
- $5,454.48
- Contribution above income (no tax effect)
- $0.00
Limit checks
Estimate for information only, not tax or investment advice. Based on 2026 tax rates. Excludes the Ontario Health Premium, CPP/EI and other credits.
Federal brackets · Source: www.canada.ca · As of: Oct 2026 Estimate
Provincial or territorial brackets · Source: www.canada.ca · As of: Oct 2026 Estimate
Basic personal amount · Source: www.canada.ca · As of: Oct 2026 Estimate
Tax rates by income
| Taxable income | Marginal rate | Average rate |
|---|---|---|
| $30,000 | 22.00% | 8.25% |
| $50,000 | 22.00% | 13.75% |
| $70,000 | 30.50% | 17.42% |
| $85,000 | 30.50% | 19.73% |
| $100,000 | 30.50% | 21.35% |
| $120,000 | 36.00% | 23.01% |
| $150,000 | 36.00% | 25.61% |
| $200,000 | 42.29% | 29.04% |
| $250,000 | 43.29% | 31.71% |
Tax brackets
| Income bracket | Rate |
|---|---|
| Up to $61,200 | 8.00% |
| $61,200 to $154,259 | 10.00% |
| $154,259 to $185,111 | 12.00% |
| $185,111 to $246,813 | 13.00% |
| $246,813 to $370,220 | 14.00% |
| Over $370,220 | 15.00% |
Source: www.canada.ca · As of: Oct 2026 Estimate
| Income bracket | Rate |
|---|---|
| Up to $58,523 | 14.00% |
| $58,523 to $117,045 | 20.50% |
| $117,045 to $181,440 | 26.00% |
| $181,440 to $258,482 | 29.00% |
| Over $258,482 | 33.00% |
Source: www.canada.ca · As of: Oct 2026 Estimate
Provincial or territorial brackets · Source: www.canada.ca · As of: Oct 2026 Estimate